I have a general pet question, asking for my son.  Has anyone had pet insurance-is it worth it, do they pay, etc. Any specific co. stand out? I missed the dog flu on the news, friend called to let me know and my son, who is in Chicago area, His new pup was boarded last week and now has a respiratory thing going on-apparently neg. for the flu. But on meds.

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A friend does GSD rescue.  She buys it and told me it's been worthwhile.  Her dogs have had at least 2 knee surgeries and other major expenses.  I get the impression this is for catastrophic expenses, not routine vet stuff.

I wished I'd had it when I was considering knee surgery for Al.  Not having it did influence my decision not to go that route.  Al seems to have recovered well without surgery.

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